Stoic Money Reviews: Alexander's Journey
Sep 14, 2025Hello Stoic Investors,
It’s time for one of my favorite moments — sharing the story of one of my students!
Over the years, I’ve had the chance to work with so many amazing people, each with their own unique path to financial freedom.
Honestly, I wish I could tell you about all of them, but today I’ve chosen to share the story of Alexander, because it perfectly captures what long-term, stress-free investing is all about.
Alex lives in the UK, and for a while, he’d been thinking about getting started with investing.
But he knew one thing for sure:
He didn’t want to become a day trader.
He had seen people around him doing it — constantly checking charts, making quick trades, stressed out by every market move — and he knew that wasn’t the life he wanted.
Between his full-time job and family life, he simply didn’t have the time (or desire) to sit in front of a screen all day.
Instead, he wanted to become a long-term investor, with a clear strategy that could quietly grow his wealth in the background, while he focused on what matters most.
On top of that, he wanted to take advantage of the tax allowances available to UK residents.
In short, here’s a quick summary of the biggest benefits:
- Stocks & Shares ISA: You can invest up to £20,000 per tax year, and any gains, dividends, or interest are completely tax-free.
- Pension contributions: Money you put into your workplace or personal pension gets tax relief, meaning the government essentially boosts your savings.
- Capital Gains Allowance: You can make a certain amount of profit each year without paying tax on it.
Alex’s values aligned perfectly with ours — long-term, passive investing that’s simple, tax-efficient, and built around your life goals.
So, he decided to join our 1:1 Coaching Program, where he worked closely with his coach, Davide, to:
- Understand the different investment accounts available in the UK, like his Stocks & Shares ISA and workplace pension.
- Build a personalised, long-term strategy to create a portfolio that grows steadily over time, while fitting his lifestyle and financial goals.
- Learn the technical aspects of what to buy and when, without falling into the trap of timing the market or chasing risky trades.
Now, Alex is confidently investing on his own.
He’s taking full advantage of his tax allowances, avoiding unnecessary advisor fees, and most importantly, he’s free to focus on his career and family, knowing his investments are quietly working for him in the background.
Alexander’s story is a great reminder that investing doesn’t need to be complicated or stressful.
With the right plan and the right guidance, you can build a future where your money works for you — not the other way around.
If you want to take control of your financial future and make the most of your tax allowances, now is the perfect time to start.
Join us and let’s create a strategy that truly fits your life.
Let’s make smart, simple, long-term investments together!
