Samantha's Story

Hello Stoic Investors,

Today I want to share Samantha's story, because I believe many of you are in the same situation she

was before she started investing.

So I hope this story can be useful for you in some way!

Samantha found herself postponing the decision to handle her investments for many years due to the

complexity of the investment world.

She felt overwhelmed by how complicated it all seemed, and by all the questions every beginner investor

has to answer:

Which broker account should I use? Which investments should I pick? What should I do for my

retirement?

Making things more difficult, finding the right guidance can be tough in a world filled with scammers, gurus,

and unreliable financial advisors.

Because of all this, when she started my one-on-one coaching program in order to become an independent

investor, the first thing we did was take an all-in-one approach to set up her financial freedom plan!

These are the three steps we took:

1. Broker setup, 401k review, and tax optimization

We helped Samantha pick the right broker and checked her 401k plan.

Also, we found ways to lower her taxes and boost her investment profits.

2. Budget and goals

We worked with Samantha to create a budget that accounted for her expenses and determined how much

she could comfortably invest.

We also discussed her financial goals, such as saving for a house or planning for future expenses.

3. Diversified portfolio

Considering Samantha's budget and goals, we put together a mix of different investments that matched her

willingness to take risks and what she wanted to achieve with her money.

This combination aimed to both grow her money and manage any risks, helping her reach her financial

goals while making sure she felt comfortable with her choices.

We didn't build something that "works for everyone".

Every situation is unique and so it should be your investment strategy.

And so we created something that was designed for Samantha's goals!

The reality is that there is no perfect answer when it comes to investing.

An accountant in her 20s that just started her first job will have different goals than a single dad in his 40s.

So, beware of those who tell you otherwise and provide something that isn't personalized based on your

individual characteristics, goals, and situation!