What you need to know Before You Invest
A simple guide for beginners written by Vittorio Rigato, Money Coach and Stoic Money Founder
Get your copy today for free
 ✅ Prepare yourself financially
âś…Learn how to create a realistic plan for managing your money
✅Explore ways to structure a long term approach that fits your goals
I want to receive the Guide for free!Level up your skills before you invest!
Level 1
Pay off Debt
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Learn why paying off debts above 6% is often recommended before investing
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Discover the Snowball and Avalanche methods and pick the one that suits your income
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Free up cash to start exploring investing in a way that works for your situation
Level 2
Set up your Budget Plan
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Follow the 4-step method to calculate income, expenses, and savings goals
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Decide how much to allocate to essentials, lifestyle, and your approach to investing
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Use my free Budget Planner to automate and simplify your money management
Level 3
Create your Emergency Fund
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Understand how your lifestyle and risk tolerance can help you decide an appropriate fund size
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Learn the 3–12 guidelines rule to protect your money from unexpected expenses
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Store it in a High-Yield Savings Account or Cash ISA to potentially earn monthly interest
Level 4
Build your Freedom Roadmap
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Explore what Financial Freedom could mean for you in numbers, not theory
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Learn how to estimate how long it might take to work toward making work optional
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See examples of how returns and withdrawals could contribute to generating passive income
Level 5
Define your Portfolio Approach
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Explore how to access the market with a suitable broker and account type (ISA, SIPP, GIA)
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Match your investing style with the time you can realistically dedicate each week
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Build a portfolio approach that aligns with your goals, effort level, and potential tax advantages
My Story
Hi! I’m Vittorio Rigato, Money Coach and Stoic Money founder.
I started investing in 2015 to help my parents take full control of their money after years of frustration and disappointing results, eventually replacing their financial adviser while starting to invest for myself as well.
That experience taught me that a lack of financial knowledge leave you exposed to hidden costs and constantly under pressure, not knowing when or if you will achieve your long term financial goals.
Since then, I've built a £1,000,000 personal portfolio and achieved financial independence.
Today I spend my time teaching people how to get to Financial Freedom in a realistic way, using the principles of Stoicism that guided me.
