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Reviews from 6-Figure Earners

Earning six figures puts you in a unique position: you have both a greater opportunity and a greater responsibility to manage your money well. Yet many high earners end up paying huge amounts in taxes — with income over £100,000 taxed at an effective 60% rate — and feel early retirement is still out of reach.

 

That’s why we help our 6-figure students understand the key principles of tax-advantaged accounts such as SIPPs, workplace pensions, and employer schemes, and how these can be incorporated into a long-term financial plan.

Stuart Reynolds improved his SIPP to grow through every market cycle

Stuart is one of our students from the UK and a high earner with a strong financial foundation.

With a multi-6-figure SIPP, he wanted to ensure his investments could perform efficiently through any market conditions.

We reviewed different market scenarios together and explored principles for adjusting investment strategies in response to market volatility.

As a result, Stuart gained confidence in managing his portfolio with a structured approach designed to handle market fluctuations.

 

Richard Merrick built a long-term plan that works beyond his career

Richard has been working as a private chef on yachts for over 14 years, earning a 6-figure salary.

He had already started exploring markets like the Nasdaq and S&P 500, but quickly found himself stuck—too many questions, too much information, and no clear plan.

He wanted a strategy that would allow his money to grow in a structured way over the long term, even after he stops working himself.

Once he joined our program, he learned how to select appropriate ETFs for his portfolio and structure a SIPP allocation aligned with his goals.

He also learned how to gradually adjust his portfolio as he approaches retirement, balancing growth potential with risk management.

Now, Richard has a clear strategy that combines a solid ETF foundation with carefully chosen individual stocks—turning his income into a structured plan for long-term financial goals.

 

Flavio needed a way to manage his high income efficiently

Flavio Severgnini is one of our Italian students, a top medical professional who has been living and working in London for the past 11 years.

With a strong income and a clear drive to grow his wealth, he wanted a structured approach to managing his money without relying on day trading or leaving it idle in the bank.

His goal was to build a structured, tax-efficient plan that could support his long-term future.

He developed a strategy with our support, learning how to review investment performance across different markets, rebalance his portfolio, and optimize his SIPP and ISA within the available tax rules.

Now, Flavio has a system tailored to his situation.

He understands how to manage his portfolio responsibly, make informed financial decisions, and plan for long-term growth.

 

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