Reviews from 6-Figure Earners
Earning six figures puts you in a unique position: you have both a greater opportunity and a greater responsibility to manage your money well. Yet many high earners end up paying huge amounts in taxes — with income over £100,000 taxed at an effective 60% rate — and feel early retirement is still out of reach.
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That’s why we guide our 6-figure students through the key steps: making the most of tax-advantaged accounts like SIPPs, workplace pensions, and employer schemes, and setting up a clear roadmap to financial freedom.
Stuart Reynolds improved his SIPP to grow through every market cycle
Stuart is one of our students from the UK and a high earner with a strong financial foundation.
With a multi-6-figure SIPP, he wanted to ensure his investments could perform efficiently through any market conditions.
We ran detailed backtests and analyzed together different volatility cycles, and he learned when to invest aggressively and when to hold cash.
As a result, Stuart was able to navigate market turbulence in April 2025 with confidence, knowing his portfolio is built to withstand whatever comes next.
Richard Merrick built a long-term plan that works beyond his career
Richard has been working as a private chef on yachts for over 14 years, earning a 6-figure salary.
He had already started exploring markets like the Nasdaq and S&P 500, but quickly found himself stuck—too many questions, too much information, and no clear plan.
He wanted a strategy that would let his money keep working, even after he stops working himself.
Once he joined our program, he learned how to select the right ETFs for his portfolio and create an effective SIPP allocation tailored to his goals.
He also learned how to gradually de-risk his portfolio as he approaches retirement, keeping performance strong while protecting what he’s built.
Now, Richard has a clear strategy that combines a solid ETF foundation with carefully chosen individual stocks—turning his income into a tool for freedom, not just hard work.
Flavio needed a way to maximise his high income while minimising taxes
Flavio Severgnini is one of our Italian students, a top medical professional who has been living and working in London for the past 11 years.
With a strong income and a clear drive to grow his wealth, he wanted to make his money work efficiently—without relying on day trading or leaving it idle in the bank.
His goal was to build a structured, tax-efficient plan that could support his long-term future.
He built a unique strategy with our support, studying how his investments performed in different markets, rebalancing his portfolio, and optimizing his SIPP through his LTD company to lower taxable income. Finally, he fine-tuned his ISA to keep what worked while improving long-term returns.
Now, Flavio has a system that fits him perfectly.
He knows how to manage his portfolio with precision, make smart financial decisions, and keep his wealth growing over time.
